帮助日常生活的融资解决方案
建行通过向社区成员提供就业所需的个人贷款,帮助他们发展壮大, renovate a room, build credit, or have some fun. As a locally-owned bank, 当你向建行申请贷款时,你一定会得到个性化的指导, fast decision-making, and efficient processing.
Auto Loans
让CCB帮你打开新车或二手车的钥匙
- 购买或再融资新车或二手车或卡车
- 可负担的付款和灵活的条款
- 可能需要最低首付款
- 快速决策和处理
![](http://um5e.tzyn.net/wp-content/uploads/2022/09/shutterstock_1642825486-1024x683.jpg)
New Auto Loans
Rates as of 5/1/2024
Amount
|
Term
|
Base Rate/APR*
|
Min. $2,500
|
36 months
|
7.500%
|
Min. $2,500
|
60 months
|
7.750%
|
Min. $2,500
|
72 months
|
8.000%
|
Min. $2,500
|
120 months
|
8.250% *AFT Req.
|
Payment Example: 一笔1万美元的汽车贷款,为期60个月,年利率为7.250%的人每月支付199美元.19从建行账户自动提取**.
*所有利率基于740或更高的信用评分.
**报价要求从建行支票或储蓄中自动付款. Add 0.25% if no AFT.
二手汽车贷款/汽车贷款再融资
Rates as of 5/1/2024
Amount
|
Term
|
Base Rate/APR*
|
Model Year
|
Min. $2,500
|
6–60 months
|
8.500%
|
2019–23
|
Min. $2,500
|
61-72 months
|
9.250%
|
2019–23
|
Min. $2,500
|
6-48 months
|
9.500%
|
2017-18
|
Min. $2,500
|
6-36 months
|
10.500%
|
2015-16
|
*所有利率基于740或更高的信用评分.
报价要求从建行支票或储蓄中自动付款. Add 0.25% if no AFT.
旧车辆除外. Add 0.50%. Max LTV 75%.
房车(RV)贷款
Helping you fund your fun
- 大的利率在各种休闲车辆-雪地车, ATVs, RVs, motorcycles, boats, personal water crafts, and more
- 可负担的付款和灵活的条款
- 可能需要最低首付款
- 快速决策和处理
![](http://um5e.tzyn.net/wp-content/uploads/2022/09/shutterstock_1489806746-1024x650.jpg)
New Recreational Vehicles
Rates as of 5/1/2024
Amount
|
Term
|
Base Rate/APR*
|
Min. $2,500
|
36 months
|
8.500%
|
Min. $2,500
|
48 months
|
8.750%
|
Min. $2,500
|
60 months
|
9.000%
|
* 2010-11年度所有利率均以740或以上信用评分为基础/加2%
报价要求从建行支票或储蓄中自动付款. Add 0.25% if no AFT.
Refer to SVP, Retail Lending & 社区发展,延长豪华/高端船只的使用期限,并提供娱乐选择.
二手休闲车/再融资
Rates as of 5/1/2024
Amount
|
Term
|
Base Rate/APR*
|
Model Year
|
Min. $2,500
|
36 months
|
9.250%
|
2014–23
|
Min. $2,500
|
48 months
|
10.250%
|
2014–23
|
Min. $2,500
|
60 months
|
11.250%
|
2014–23
|
* 2010-11年度所有利率均以740或以上信用评分为基础/加2%
报价要求从建行支票或储蓄中自动付款. Add 0.25% if no AFT.
Refer to SVP, Retail Lending & 社区发展,延长豪华/高端船只的使用期限,并提供娱乐选择.
Personal Loans
获得购买大件物品或偿还债务所需的资金
- 支付一些需要的费用,包括家庭装修, medical expenses, paying off debt, and more
- 贷款金额从2500美元到15000美元不等
- 负担得起的灵活期限付款-从6个月到5年不等
- 快速决策和处理
![](http://um5e.tzyn.net/wp-content/uploads/2022/09/shutterstock_1523326748-1024x683.jpg)
Unsecured Personal Loan
Rates as of 7/27/2023
Amount
|
Term
|
Base Rate/APR*
|
$2,500–$7,500
|
6–36 months
|
11.500%
|
$5,000–$15,000
|
37–48 months
|
12.500%
|
$7,500–$15,000
|
49–60 months
|
13.500%
|
Payment Example: 个人贷款7,500美元,为期60个月,年利率为13.250%的人每月支付171美元.61.
贷款收益必须用于房屋改善/可作自住或非自住用途.
报价要求从建行支票或储蓄中自动付款. Add 0.25% if no AFT.
Home Improvement Loans
以合适的速度把你的房子变成你一直想要的梦想之家
- 有竞争力的价格为主要的家庭改善项目
- 适应你预算的还款条款
- 快速决策和处理
![](http://um5e.tzyn.net/wp-content/uploads/2022/09/shutterstock_1717088062-1024x683.jpg)
房屋改善贷款-无抵押
Rates as of 7/27/2023
Amount
|
Term
|
Base Rate/APR*
|
$2,500–$7,500
|
6–36 months
|
11.250%
|
$5,000–$7,500
|
37–48 months
|
12.250%
|
$5,000–$7,500
|
49–60 months
|
13.250%
|
Payment Example: 一笔7,500美元的住房改善贷款,为期60个月,年利率为12.25%的人每月支付167美元.78.
报价要求从建行支票或储蓄中自动付款. Add 0.25% if no AFT.
贷款收益必须用于房屋改善/可自住或非自住.
Overdraft Lines of Credit
- 保护你的个人支票账户免受昂贵的透支费用,信用额度高达5000美元
Overdraft Line of Credit
Rates as of 12/2/2022
Amount
|
Term
|
Base Rate/APR
|
Min. $500
|
12-36 months
|
18.00%
|
Liquid Collateral Loans
用你的积蓄作为抵押来建立或重建你的信用
- 为各种各样的购买提供资金
- 有担保的储蓄继续赚取利息
- 潜在的低利率
- Safe way to build your credit
- 适应你预算的还款条款
- 快速决策和处理
![](http://um5e.tzyn.net/wp-content/uploads/2022/09/shutterstock_626435909-1024x683.jpg)